
Your local mortgage professional
Jenny Terrell
Phone: 706-206-2436
Sr. Loan Officer
Email: jterrell@athenscm.com
NMLS #440255
Local Expertise. Exceptional Service.
Jenny is an accomplished mortgage loan officer with 22 years of experience, proudly serving the Athens community she has called home since 1996. Originally relocating to Athens to attend the University of Georgia, she earned her Bachelor of Arts degree and quickly developed a deep connection to the area that led her to put down roots and build her career locally. Before transitioning into mortgage lending, Jenny was a familiar voice in the community as a morning radio host on Athens’ Magic 102.1. Today, she is recognized for her commitment to both her clients and the industry, including being named the 2016 Business Affiliate of the Year by the Athens Area Association of Realtors. She remains actively involved in the community as an affiliate member of the Athens Area Association of Realtors and the Women’s Council of Realtors.
Jenny is known for her client-first approach, focusing on clear communication, transparency, and creating a smooth, stress-free mortgage experience. She takes the time to understand each client’s unique goals, empowering them with the knowledge and guidance needed to make confident, informed decisions throughout the home financing process.
Outside of her professional life, Jenny enjoys spending time cheering on her two teenage sons with her husband of 20 years who is affectionately known as “Waldo.”

What Our Clients Say About Jenny.
"As a first time home buyer, we had a lot of questions, and everyone at Athens Classic Mortgage was so helpful! Rather than giving us a rate and just telling us it's the best one, they were transparent about all the different options and let us review each of them and weigh the pros and cons ourselves. They answered every question we had and always got back to us very quickly, which is important in today's market. They made us feel comfortable and confident with our decision, and we feel great about our purchase. Thank you!"