INVESTOR FINANCING MADE SIMPLE
Know Your DSCR.
Invest With Confidence.
Estimate your rental property’s debt-service coverage ratio, explore loan scenarios, and see how rental income compares with estimated housing expenses.
✓ No application required ✓ Instant DSCR calculation ✓ Guidance for property investors
PERSONALIZED INVESTOR FINANCING
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The calculator is a starting point. DSCR financing depends on lender guidelines, property characteristics, and your investment strategy.
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DSCR Loan Questions, Answered
Debt-service coverage ratio compares qualifying monthly rental income with qualifying monthly property debt service. The formula used here is rent divided by estimated principal, interest, taxes, insurance, and HOA.
In this simplified model, 1.00 means qualifying rent equals estimated monthly debt service. It does not mean the property has zero operating expenses or that a lender will approve the loan.
Many DSCR programs focus on investment property rental income rather than traditional employment-income qualification, but lenders still review other eligibility criteria.
No. The rate is an editable illustration, not an advertised or guaranteed mortgage rate.
No. It does not subtract maintenance, vacancy, management, repairs, utilities, or other investment expenses. It estimates the ratio used for financing discussions.